What Benefits Can I Receive While on Workers Comp in Virginia?

If you’ve been injured at work in Virginia, you may be wondering what benefits you’re entitled to under workers’ compensation. The truth is—you may qualify for more than you realize, but insurance companies don’t always make it clear. Here’s what you should know.

Wage Replacement Benefits

If your injury prevents you from working, you’re entitled to temporary total disability benefits. This means you can receive two-thirds of your regular wages, tax-free, while you recover. If you’re able to return to work but on light duty and earning less, you may receive two-thirds of the difference between your pre-injury pay and your current reduced earnings.

If your injury leaves you with a lasting impairment, such as reduced use of an arm or leg, you may qualify for permanent partial disability benefits. For example, a 20% impairment to your arm could result in compensation worth tens of thousands of dollars.

Lifetime Benefits for Severe Injuries

Most workers’ comp benefits in Virginia are capped at 10 years. However, if you suffer a severe injury—such as a traumatic brain injury, paralysis, or the loss of use of two or more limbs—you may qualify for lifetime benefits.

Medical Coverage

Workers’ comp also covers your medical bills for life. Whether it’s immediate care, surgeries, or ongoing treatment, the insurance company must cover the costs as long as they are related to your workplace injury.

Because workers’ comp laws are complex, it’s always smart to talk with an experienced attorney to understand what your case may be worth. Call Geoff McDonald & Associates in Richmond at 804-888-8888 today to learn more about your benefits.